Steps and process Involved in PCI DSS V3.2.1 Certification



PCI DSS V3.2.1 Certification

People of this generation lead an easy life where they get most of the things at a click of a button. This includes shopping, booking, business, learning, entertainment, and many more. Making an online payment using facilities like online transfer, use of credit or debit cards, direct payment portals, etc. has made life easier. The public prefers these payment options as they don’t have to carry cash with them all the time. There is some risk associated with this payment due to an increase in fraud and breaches.

Importance Of PCI DSS V3.2.1 Certification:

The regulatory authorities named Payment Card Industry Data Security Standards (PCI DSS) have a set of requirements for the online payment application to make them robust against cyber-attacks. The compliance from PCI DSS ensured the customers that the company they are dealing with for services and products is reliable and their money is safe. The PCI DSS V3.2.1 certification is the latest compliance required by the organization for its application.

Steps for PCI DSS V3.2.1 certification:

The different steps involve in this type of certification include:

Pre-assessment phase: In the pre-assessment phase, the organization needs to decide on the strategy and type of application they need for the payment transaction. The organization needs to identify its market and target customers. The organization needs to access the data that is already available to them and the one that they need to generate.

Assessment phase: The organization along with the application developer need to understand the applications available for the payment and also the security setting they need to provide for the payment transactions. They need to understand the requirements set by the PCI DSS and the scope of their application. Based on the requirements set by the PCI DSS, the developer needs to design the payment application. He needs to do the gap analysis on the application to check the areas in the application that has flaws or issues.
 
Remediation phase: In this phase, the different gaps are worked upon. These gaps are prioritized and steps are taken to fill in these flaws. Solving these issues help helps the developer to make a robust application with good security settings. Vulnerability assessment and penetration testing are done to validate the application designed.

Certification phase: This is the final step involved in certification. Documents are generated at each stage of application development. The certification process needs the organization to submit various documents in the prescribed format. In this stage, the developer needs to compile all the documents from different stages together. The application is reviewed offsite and then applied for certification. The authorities sent the assessors for the onsite application audit. Once the application passes this audit, the PCI DSS approves the application and provides the PCI DSS certificate.

Understanding the importance of getting the PCI DSS V3.2.1 certification, the organization needs to follow the different steps involved in the certification process. The PCI DSS compliance is very important for the organization to enhance their business and gain a reputation in the market.

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